Terms of Service & Disclosures

Effective Date: May 14, 2026

1. Acceptance of Terms

By accessing and using FinanceBrewery, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our site or services.

2. Affiliate Disclosure

FinanceBrewery is an independent, advertising-supported publisher. Some links on this site are affiliate links, meaning we may earn a commission if you click through and apply for a credit card. While this compensation may impact how and where products appear on this site, it does not affect the objectivity of our content, reviews, or recommendations. We do not feature every credit card available on the market.

3. Accuracy of Information & AI Assistance

The content on FinanceBrewery is created and managed with the assistance of artificial intelligence (AI) technologies. We strive to keep credit card information accurate and up to date, but we cannot guarantee the accuracy, completeness, or timeliness of any information on this site. The credit card industry moves quickly, and sign-up bonuses, APRs, fees, and reward structures change frequently.

4. User Verification & Responsibility (No Financial Advice)

FinanceBrewery provides credit card information and comparison tools for informational and educational purposes only. The content on this site does not constitute financial advice. It is solely your responsibility to verify all terms, rates, conditions, and product details directly on the credit card issuer's official, secure website before submitting any application. You should consult a qualified financial advisor before making any significant financial decisions.

5. Intellectual Property

All content on this site, including text, graphics, logos, and comparison tools, is the property of FinanceBrewery and is protected by applicable intellectual property laws. You may not reproduce, distribute, or scrape content from this site without our prior written permission.

6. Limitation of Liability

FinanceBrewery is not liable for any damages arising from your use of the site or reliance on its content. Your use of this site is strictly at your own risk. Furthermore, we shall not be held liable for any changes in credit card offers or approval decisions made by the issuers.

7. Changes to Terms

We may update these Terms of Service from time to time. Continued use of the site after any changes constitutes your acceptance of the new terms.

8. Governing Law

These terms are governed by the laws of the United States.